A responsible investor,
believer in agility and continuous improvement,
to create value for the society of tomorrow
> 25 YEARS
of existence
> 50 000
> 30 countries
of presence
About Us

Saham is an African investment company, historically active in a diverse range of industries with a human-centric component. Known for its strong entrepreneurial mindset, the Group first started by launching its insurance business line and developing it to become a pan-African insurance leader for non-life insurance in particular.

In 2018, Saham exited the insurance business and has become today an international investment company with a multi-sector expertise, capitalizing on select strategic partnerships and covering several industries among which customer service, real estate, education, agriculture, pharmaceuticals, healthcare and media.

Our portfolio
Our approach

An ability to apply the highest standards of governance in all sectors and countries of operation.


Investment in projects with a consistent view to create value over the long term.

of excellence

A corporate culture based on team spirit, respect, equity and excellence.


A development model that has always been based on capital-intensive partnerships with renowned institutions.

on quality

Strong focus on quality at both the group and the subsidiary level, where customer orientation and customer satisfaction are at the center of our values.


The Group's success is largely due to its many successful M&A transactions. Some examples to support this :


Creation of Saham Group. Acquisition of the brokerage company Agma.

2005 / 2006

Acquisition of CNIA Assurance and Assurances Es-Saada.


Acquisition of the Colina group in 2010, leader in insurance in Africa (present in 16 countries), which enabled Saham group to become a pan-African leader in insurance.


Sale of Saham Finances, the Group's insurance division, to Sanlam for a valuation of USD 2 billion.


Creation in 2019 of Majorel (in partnership with the Bertelsmann group) following the merger of Arvato and Phone Group, which became a world leader in customer service.

Our current partnerships

Partners in the customer service sector for 15 years, Bertelsmann and Saham first created Phone Group in 2004, a partnership that then expanded in 2019 to Majorel, the world leader in customer service.


In 2015, Saham Group joined forces with TANA (Temasek and Oppenheimer's African Joint-venture) to create a dedicated education division, Sana Education. This partnership is now aiming to develop a school network of excellence on an African scale.

Our historical partnerships
Our foundation

In line with our values, we seek to have a positive social impact through our actions, focusing on the most vulnerable populations.

Through the Saham Foundation, we are trying to bring together expertise to find innovative solutions to the new social challenges facing the populations close to us.

More about the Foundation
Contact Us